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Vital Statistics in Relation to Life Insurance: Paper Read Before Subsection B, Section VIII, "Public Health and Medical Science," of the Second ... December 30, 1915 (Classic Reprint)

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Vital Statistics in Relation to Life Insurance: Paper Read Before Subsection B, Section VIII, "Public Health and Medical Science," of the Second ... December 30, 1915 (Classic Reprint)

4.85 27,150 ratings · 1,660 reviews
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Overview: Excerpt from Vital Statistics in Relation to Life Insurance: Paper Read Before Subsection B, Section VIII, "Public Health and Medical Science," of the Second Pan-American Scientific Congress, Washington, December 30, 1915Life insurance companies provide protection against the economic losses resulting from death. Consequently they must have, as guides for making their premium rates, the facts as to the mortality of their possible membership. The data of mortality must be analyzed for each year of age and for such distinctions as color, sex, and the general economic and social condition of the insured. This is the basis of the life insurance companies' interest in vital statistics, and, just as they have been dependent on this science for their safety and growth, so they have been, in turn, a very potent influence in its progress. In England, where modern life insurance first took definite form, and where it has attained the widest exten sion, vital statistics has likewise found its highest development. In other countries of Europe we find, with the growth of insur ance systems, a simultaneous advancement of vital statistics to serve the ends of insurance and of other social activities.The history of vital statistics and of life insurance in America likewise points to a most intimate and profitable interrelation. One need only recall contributions so basically important as the reports of Elizur Wright, 1859-1867, who, as first Com missioner of Insurance in 'massachusetts, gave direction to the evolution of insurance mortality experience; the American Experience Table of Mortality, first published in its present form by Sheppard Homans of the Mutual Life Insurance Company, in 1868; the report of Levi Meech, 1881, covering the mortality experience of thirty American life companies for geo graphic divisions of the country and for certain of the more important causes of death; and the report of E. J. Marsh of the Mutual Life Insurance Company, 1896, which continued further the analysis, by causes, of the mortality of persons insured under the old line plan. For many years the reports of the Actuarial Society of America have been replete withvaluable material for the statistical investigator. Mention should be made of the Specialized Mortality Investigation of 1904 by this Society, and more recently of the report made in conjunction with the Association of Life Insurance Medical Directors under the title, medico-actuarial Mortality Investi gation. These volumes have thrown a flood of light on the mortality of large groups of our population as influenced by sex, by occupation, by physique, by conjugal condition, and by habits of life; they constitute most important contributions to the vital statistics of this country.About the PublisherForgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.comThis book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

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Louis I. Dublin writes contemporary fiction and has always been fascinated by character-driven stories. They hold a degree in English Literature and previously worked as an editor before transitioning to writing their own books. Louis I. Dublin lives with their spouse and a very vocal rescue cat.

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Eric Gonzalez
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Michelle  Davis
Michelle Davis November 02, 2025
Absolutely brilliant. The author orchestrated a breathtaking finale. Truly a work of art. A true literary gem.
Kevin Gonzalez
Kevin Gonzalez February 22, 2024
I was completely blown away. I became deeply invested in the protagonist's journey. A masterclass in storytelling. A true literary gem.
Susan Lee
Susan Lee November 04, 2025
A very strong entry. Beautiful writing, though I craved slightly more depth in the lore. Still, undeniably engaging. Quite impressive overall.
Stephanie King
Stephanie King January 21, 2024
Not entirely to my refined tastes. The prose was competent, yet the characters lacked the depth I usually seek. Perfectly average.
Michael Allen
Michael Allen September 14, 2025
A profoundly satisfying read. I became deeply invested in the protagonist's journey. A masterclass in storytelling. Worth every moment spent reading.
James Allen
James Allen May 29, 2024
It was adequate. The prose was competent, yet the characters lacked the depth I usually seek. A fair 3 stars.
Paul Brown
Paul Brown September 24, 2024
A profoundly satisfying read. I became deeply invested in the protagonist's journey. A masterclass in storytelling. Worth every moment spent reading.
Brian Williams
Brian Williams February 25, 2025
Exceeded all my expectations. I adored how the story unfolded. It kept me captivated without sacrificing elegance. I am now a lifelong fan of this author.
Thomas Flores
Thomas Flores February 23, 2025
Masterpiece from start to finish. I became deeply invested in the protagonist's journey. A masterclass in storytelling. A true literary gem.
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